ACA Health Insurance Special Enrollment Period

Posted on: March 16, 2021

Do You Need Affordable Health Insurance?

Short chance to enroll for reduced price health insurance

 

ACA Health Insurance Enrollment

You can enroll in or change Marketplace health insurance plans

February 15, 2021 through August 15, 2021

 

Don’t believe the hype. Whether you are signing up for the first time or re-enrolling, you must enroll by August 15, 2021.

 

Heard the Rates are Too High? Financial help lowers costs for 93% of people getting insurance in Louisiana. Financial help can pay for premiums, co-pays, and deductibles.

 

To make marketplace coverage more affordable, for this year and next Congress just eliminated for many, and greatly reduced for others, the premiums for those with low or moderate incomes. The changes passed in March will also help others by covering all costs over 8.5% of income for those who can buy in the “marketplace.” This expands coverage to 1.3 million people who would otherwise be uninsured.

 

In addition, the American Recovery Plan enacted by Congress will cover “COBRA” coverage for some people who lost their jobs from April to September & has special provisions making and keeping people who have gotten unemployment eligible.

 

For many, choosing a Silver Plan can save you more money and provide you better coverage. 

 

Where do I enroll for healthcare benefits?

There are two options for enrolling on your own:

Visit www.healthcare.gov

or

Call 1-800-318-2596

 

What if I need help enrolling or finding a plan?

Find an assister to help you find a plan that’s best for you by visiting: https://localhelp.healthcare.gov

 

Frequently Asked Questions

 

How do I enroll?

Visit www.healthcare.gov or call 1-800-318-2596 by August 15, 2021.

 

If I don’t enroll now, can I enroll later if I get sick or hurt?

Probably not.  If you, or a family member, have a hospitalization or other expensive health need during the year, you may not get coverage for it unless you sign up now.

 

However, you might qualify for a special enrollment period later if you get married, have a baby, adopt a child, lose your current health insurance.

 

What do I need to sign up?

For each person in your household, you need social security numbers and information about income and taxes.

The information provided on this post does not, and is not intended to, represent legal advice. All information available on this site is for general informational purposes only. If you need legal help, you should contact a lawyer. You may be eligible for our free legal services and can apply by calling our Covid Legal Hotline at 1-844-244-7871 or applying at the "Get Help" section of our website.
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