{"id":14094,"date":"2024-10-22T21:54:34","date_gmt":"2024-10-23T02:54:34","guid":{"rendered":"https:\/\/slls.org\/?p=14094"},"modified":"2025-05-06T11:05:26","modified_gmt":"2025-05-06T16:05:26","slug":"social-security-overpayment","status":"publish","type":"post","link":"https:\/\/slls.org\/es\/social-security-overpayment\/","title":{"rendered":"Pago excesivo de la Seguridad Social: qu\u00e9 hacer si la Seguridad Social dice que le pagaron demasiado"},"content":{"rendered":"

Esto se denomina "sobrepago". A partir del 25 de abril de 2025, los beneficiarios de Jubilaci\u00f3n del Seguro Social y del Seguro de Incapacidad del Seguro Social (SSDI) estar\u00e1n sujetos a una tasa de recuperaci\u00f3n autom\u00e1tica 50% de su pago mensual de beneficios. Esto significa que, a menos que tome una de las medidas siguientes para impugnar el sobrepago, el Seguro Social retendr\u00e1 el 50% de su cheque mensual hasta que se pague la deuda. El cambio en la tasa de recuperaci\u00f3n autom\u00e1tica 50% se aplica a los nuevos sobrepagos relacionados con el SSDI. La tasa de recuperaci\u00f3n para los beneficiarios actuales con un sobrepago antes del 25 de abril de 2025 no cambiar\u00e1 y no se requiere ninguna acci\u00f3n.<\/p>\n

Si recibe Seguridad de Ingreso Suplementario (SSI), la tasa de recuperaci\u00f3n autom\u00e1tica se mantendr\u00e1 en 10% de su beneficio mensual a menos que tome una de las siguientes medidas. Por ejemplo, si su pago mensual de SSI es $967 (tasa m\u00e1xima de beneficio de 2025), el Seguro Social le pagar\u00e1 $870.30 hasta que pague la deuda, a menos que inicie acciones para impugnar el sobrepago.<\/p>\n

Pasos de acci\u00f3n<\/strong><\/p>\n

    \n
  1. Apelaci\u00f3n \u2013 Solicitud de Reconsideraci\u00f3n.<\/strong> Si considera que el Seguro Social cometi\u00f3 un error y no le pag\u00f3 de m\u00e1s, debe apelar presentando una Solicitud de Reconsideraci\u00f3n. Para continuar recibiendo su pago mensual completo, debe apelar dentro de los 30 d\u00edas posteriores a la fecha de su carta de "Notificaci\u00f3n de Sobrepago". Si presenta su apelaci\u00f3n dentro de los 31 a 60 d\u00edas, la SSA la aceptar\u00e1, pero comenzar\u00e1 a retener la tasa de recuperaci\u00f3n autom\u00e1tica de su cheque mensual mientras su apelaci\u00f3n est\u00e9 pendiente. Para los beneficiarios del SSDI, la tasa de recuperaci\u00f3n autom\u00e1tica es 50%, vigente a partir del 25 de abril de 2025. Si espera m\u00e1s de 60 d\u00edas para apelar, el Seguro Social denegar\u00e1 su solicitud.<\/li>\n<\/ol>\n

    Puede solicitar su apelaci\u00f3n en l\u00ednea en Solicitud de reconsideraci\u00f3n | SSA<\/a> (Aseg\u00farese de seleccionar la reconsideraci\u00f3n "no m\u00e9dica"). Aseg\u00farese de imprimir o guardar la p\u00e1gina de confirmaci\u00f3n para sus registros despu\u00e9s de enviar su apelaci\u00f3n en l\u00ednea. Tambi\u00e9n puede completar Formulario SSA-561 \u2013 Solicitud de reconsideraci\u00f3n<\/a> Env\u00edela por fax o correo postal al Seguro Social, explicando por qu\u00e9 el sobrepago es incorrecto. Si env\u00eda su apelaci\u00f3n por correo postal, verifique el estado de entrega (por ejemplo, env\u00edela por correo certificado) para asegurarse de que llegue al Seguro Social a tiempo. Si env\u00eda su apelaci\u00f3n por fax, guarde la p\u00e1gina de confirmaci\u00f3n del fax para sus registros. Si bien el Seguro Social tiene la responsabilidad de demostrar que el sobrepago fue su culpa, usted debe explicar en su apelaci\u00f3n por qu\u00e9 cree que no recibi\u00f3 un sobrepago. Sea espec\u00edfico e incluya pruebas siempre que sea posible, como copias de sus recibos de sueldo.<\/p>\n

    Tambi\u00e9n puede solicitar al Seguro Social la condonaci\u00f3n de la deuda, como se detalla a continuaci\u00f3n.<\/p>\n

      \n
    1. Solicitud de exenci\u00f3n:<\/strong> Si no puede pagar el sobrepago, puede solicitar una exenci\u00f3n. No hay plazo para solicitarla, pero es recomendable hacerlo lo antes posible. No puede solicitarla en l\u00ednea. Si su sobrepago es de $2,000 o menos, puede solicitarla llamando a su oficina local del Seguro Social. Sin embargo, si la deuda supera los $2,000, debe presentar su solicitud de exenci\u00f3n por escrito. SSA-632-BK \u2013 Solicitud de exenci\u00f3n de recuperaci\u00f3n de pago en exceso<\/a>Puede enviar el formulario al Seguro Social envi\u00e1ndolo por fax o correo a su oficina local del Seguro Social.<\/li>\n<\/ol>\n

      Visita\u00a0Localizador de oficinas de campo | SSA<\/a>\u00a0Para encontrar el n\u00famero de tel\u00e9fono de la oficina local del Seguro Social m\u00e1s cercana, anote el nombre y la extensi\u00f3n de la persona con la que habla. Al final de esta entrada del blog encontrar\u00e1 una lista de las ubicaciones de algunas oficinas locales de Luisiana.<\/p>\n

      Si decide solicitar una exenci\u00f3n, debe explicar claramente por qu\u00e9 no puede pagar el sobrepago. Si bien el Seguro Social tiene la responsabilidad de demostrar que el sobrepago es su culpa, debe proporcionar todas las pruebas posibles para demostrar que necesita todos sus ingresos y recursos para cubrir sus gastos b\u00e1sicos. Sea espec\u00edfico e incluya comprobantes siempre que sea posible, como copias de sus facturas y recibos de supermercado. Aseg\u00farese de registrar la confirmaci\u00f3n de la entrega de su solicitud de exenci\u00f3n (por ejemplo, una p\u00e1gina de confirmaci\u00f3n por fax o un recibo de correo certificado).<\/p>\n

        \n
      1. Solicitar cambio de tasa de reembolso: <\/strong>Si cree que el Seguro Social tiene raz\u00f3n al afirmar que recibi\u00f3 un pago excesivo y que puede pagarlo, pero a una tasa mensual inferior a la que solicita, debe comunicarse con el Seguro Social lo antes posible para solicitar un cambio en la tasa de recuperaci\u00f3n del pago excesivo. Para solicitar al Seguro Social que cambie su plan de pago por correo o fax, complete y env\u00ede este formulario:\u00a0SSA-634 \u2013 Solicitud de cambio en la tasa de recuperaci\u00f3n de pagos en exceso<\/a>Aseg\u00farese de conservar la confirmaci\u00f3n de que se envi\u00f3 su solicitud de exenci\u00f3n (por ejemplo, p\u00e1gina de confirmaci\u00f3n por fax o recibo de correo certificado).<\/li>\n<\/ol>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Nueva Orleans<\/strong><\/p>\n

        Calle Poydras 400, Edificio 500<\/p>\n

        Nueva Orleans, LA 70130<\/p>\n

        Tel\u00e9fono: 1 (855) 257-0987<\/p>\n

        Tel\u00e9fono: 1 (833) 950-3349<\/p>\n

        Parroquias atendidas: Orleans, St. Bernard<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Westbank en Nueva Orleans<\/strong><\/p>\n

        115 Terry Parkway<\/p>\n

        Terrytown, LA 70056<\/p>\n

        Tel\u00e9fono: 1 (866) 585-9476<\/p>\n

        Tel\u00e9fono: 1 (833) 902-2567<\/p>\n

        Parroquias atendidas: Jefferson (Oeste), St. Charles, Plaquemines<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Kenner<\/strong><\/p>\n

        Bulevar Joe Yenni 1616<\/p>\n

        Kenner, LA 70065<\/p>\n

        Tel\u00e9fono: 1 (888) 850-2232<\/p>\n

        Tel\u00e9fono: 1 (833) 902-2567<\/p>\n

        Parroquias atendidas: Jefferson (Este), St. John the Baptist<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de St. Tammany<\/strong><\/p>\n

        64285 Carretera 434<\/p>\n

        Lacombe, LA 70445<\/p>\n

        Tel\u00e9fono: 1 (866) 887-8997<\/p>\n

        Tel\u00e9fono: 1 (833) 939-2009<\/p>\n

        Parroquias atendidas: St. Tammany<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Houma<\/strong><\/p>\n

        178 Civic Center Blvd., Edificio 100<\/p>\n

        Houma, LA 70360<\/p>\n

        Tel\u00e9fono: 1 (866) 748-2071<\/p>\n

        Tel\u00e9fono: 1 (833) 950-3643<\/p>\n

        Parroquias atendidas: Terrebonne, Lafourche<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Baton Rouge # 1<\/strong><\/p>\n

        5455 Avenida Banqueros<\/p>\n

        Baton Rouge, LA 70808<\/p>\n

        Tel\u00e9fono: 1 (866) 613-3070<\/p>\n

        Tel\u00e9fono: 1 (833) 950-3635<\/p>\n

        Parroquias atendidas: East Baton Rouge, Point Coupee, Livingston, St. James, Ascension, Iberville<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Baton Rouge North # 2<\/strong><\/p>\n

        4332 Harding Blvd<\/p>\n

        Baton Rouge, Luisiana 70807<\/p>\n

        Tel\u00e9fono: 1 (888) 487-0143<\/p>\n

        Tel\u00e9fono: 1 (833) 950-2383<\/p>\n

        Parroquias atendidas: West Baton Rouge, East Feliciana, West Feliciana<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Bogalusa<\/strong><\/p>\n

        Avenida B 438<\/p>\n

        Bogalusa, LA 70427<\/p>\n

        Tel\u00e9fono: 1 (888) 748-7678<\/p>\n

        Tel\u00e9fono: 1 (833) 902-2566<\/p>\n

        Parroquias atendidas: Washington<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Morgan City\u00a0<\/strong><\/p>\n

        Calle Clothilde 1279<\/p>\n

        Ciudad Morgan, LA 70380<\/p>\n

        Tel\u00e9fono: 1 (855) 433-5874<\/p>\n

        Tel\u00e9fono: 1 (833) 950-3651<\/p>\n

        Parroquia a la que sirve: Asunci\u00f3n<\/p>\n

         <\/p>\n

        Oficina de campo del Seguro Social de Hammond\u00a0<\/strong><\/p>\n

        2100 Avenida Robin<\/p>\n

        Hammond, LA 70403<\/p>\n

        Tel\u00e9fono:1 (855) 848-7937<\/p>\n

        Tel\u00e9fono: 1 (833) 950-3645<\/p>\n

        Parroquias atendidas: Santa Elena, Tangipahoa<\/p>","protected":false},"excerpt":{"rendered":"

        This is called an \u201coverpayment.\u201d As of April 25, 2025, Social Security Retirement and Social Security Disability Insurance (SSDI) recipients will be subject to an automatic 50% recovery rate from […]<\/p>\n","protected":false},"author":2,"featured_media":14095,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[48,54],"tags":[],"class_list":["post-14094","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-government-benefits"],"yoast_head":"\nSocial Security Overpayment: What to Do If Social Security Says They Paid You Too Much - Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/slls.org\/es\/social-security-overpayment\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Social Security Overpayment: What to Do If Social Security Says They Paid You Too Much - 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